Terms of Service

Last updated: November 5, 2025

1. Acceptance of Terms

By accessing and using PKGD ("the Service"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

PKGD is a thumbnail creation platform that allows users to generate, edit, and enhance thumbnails using AI-powered tools. We provide tools for creating video thumbnails, YouTube Shorts thumbnails, and other visual content.

3. User Accounts

To use the Service, you must:

  • Create an account using Google authentication
  • Provide accurate and complete information
  • Maintain the security of your account credentials
  • Be at least 13 years old (or the age of digital consent in your country)

You are responsible for all activities that occur under your account.

4. Acceptable Use

You agree NOT to use the Service to:

  • Create content that is illegal, harmful, or violates others' rights
  • Generate misleading, deceptive, or fraudulent content
  • Create content that infringes on intellectual property rights
  • Harass, abuse, or harm others
  • Attempt to bypass security measures or access unauthorized areas
  • Use the Service for automated or bulk operations without permission

5. Content Ownership and Rights

Your Content: You retain ownership of content you create using PKGD. By using the Service, you grant us a license to store, process, and display your content solely to provide the Service.

AI-Generated Content: Content generated using our AI tools may be subject to the terms of the underlying AI service providers. You are responsible for ensuring your use complies with applicable laws and third-party rights.

Templates: Templates provided by PKGD are for your use within the Service. You may use templates to create your own content but may not redistribute the templates themselves.

6. Subscriptions, Payments, and Credits

Subscription Plans: PKGD offers paid subscription plans (Starter, Pro, and Elite) with different credit allocations and features. All plans are billed monthly. Current pricing is available on our Pricing page.

Payment Processing: All payments are processed securely by Stripe. We do not store your full credit card information on our servers. By subscribing, you agree to Stripe's terms of service.

Credit System: Each subscription plan includes a monthly allocation of credits used for AI generations. Credits reset at the beginning of each billing cycle. Unused credits do not roll over to the next month and have no cash value.

Billing Cycle: Subscriptions are billed monthly on the same day you originally subscribed. Your subscription will automatically renew each month until cancelled.

Cancellation: You may cancel your subscription at any time through the Billing page or Stripe Customer Portal. Upon cancellation, you will retain access to your subscription benefits until the end of your current billing period. After that period ends, your subscription will not renew and you will lose access to paid features.

Refund Policy: Due to the nature of digital services and AI-based credits that are consumed immediately upon use, all sales are final and non-refundable. We do not offer refunds for:

  • Unused credits remaining at the end of a billing cycle
  • Partial months after cancellation
  • Subscription fees already charged
  • Dissatisfaction with AI-generated results

Exceptions: We may consider refunds on a case-by-case basis for:

  • Duplicate charges due to technical errors
  • Charges made after you cancelled (if cancellation was confirmed)
  • Service outages lasting more than 72 consecutive hours

To request a refund exception, email us at hello@pkgd.ai within 7 days of the charge.

Price Changes: We reserve the right to modify subscription pricing. You will be notified at least 30 days before any price changes take effect. Continued use of the Service after price changes constitutes acceptance of the new pricing.

7. Service Availability

We strive to provide reliable service but do not guarantee uninterrupted access. The Service may be unavailable due to maintenance, updates, or circumstances beyond our control. We reserve the right to modify or discontinue features at any time.

8. Limitation of Liability

PKGD is provided "as is" without warranties of any kind. We are not liable for any damages arising from your use of the Service, including but not limited to lost data, lost profits, or business interruption.

9. Termination

We reserve the right to suspend or terminate your account if you violate these Terms or engage in harmful behavior. You may delete your account at any time through the Service settings.

10. Changes to Terms

We may update these Terms from time to time. Significant changes will be communicated through the Service. Your continued use after changes constitutes acceptance of the updated Terms.

11. Contact Information

For questions about these Terms, please contact us at hello@pkgd.ai.